Effective Date: 23th July 2025
App Name: Chit Fund – Customer App
Company Name: Satheesh Balaji Chit Funds (P) Limited
Contact Email: satheeshbalajichitfunds@gmail.com
Website: www.satheeshbalajichitfunds.com

1. Introduction
This Privacy Policy explains how we collect, use, and protect your information when you use the Chit Fund – Customer App. We are committed to protecting your personal information and your right to privacy.

2. Information We Collect
We collect limited personal information necessary to offer our services:
User Identification Data: Name, mobile number, and email (if provided).
Chit Participation Data: Your joined chits, payment history, pending amounts, and auction participation.
Device Information: Device type, Android version, and IP address for security and support.
Optional Integrations: We may use third-party services for SMS and payment gateways.

3. How We Use Your Information
We use your data for:
Displaying your chit group participation and payment details.
Showing auction details, winners, and current month dues.
Providing customer support and notifications.
Enhancing app functionality and user experience.

4. Data Sharing
We do not sell or share your personal information with third parties except:
SMS gateway providers (for sending payment alerts or notifications).
Payment gateways (for processing your chit payments securely).
Legal authorities, only if required by law.

5. Data Security
We use industry-standard security measures to protect your data. All communication between your app and our server is encrypted via HTTPS.

6. Advertising & Analytics
We do not use Advertising ID and we do not show any ads in this app. Analytics, if used, is solely for performance monitoring and error reporting.

7. User Rights
You have the right to:
Access or update your profile information.
Request data deletion by contacting us at satheeshbalajichitfunds@gmail.com

8. Changes to this Privacy Policy
We may update this policy occasionally. Any changes will be posted here and reflected with an updated effective date.

9. Contact Us
If you have any questions about this Privacy Policy, please contact:
Satheesh Balaji Chit Funds (P) Limited
Email: satheeshbalajichitfunds@gmail.com
Phone: 044 - 2620 7979 / 98848 89282 / 99622 03333
Website: www.satheeshbalajichitfunds.com